I don't just want the major financial firms who dealt in bad mortgage backed securities to pay the penalty for their risk taking.  I want home owners to do the same.  People who took on risky sub prime mortgages deserve to be punished just as much.  A lot of people are selling this snake oil that they were somehow pawns on the chess board of the Wall Street elite.  Bullshit.  The lending terms were right there in front of them if they cared to read it.  If they lose their home and/or go bankrupt then so be it... hopefully that will be a lesson learned.  I have no simpathy for them.